Mexican Rental Car Insurance for driving into Baja or rest of Mexico is covered on a specially designed Mexican Auto Insurance that has been tailored to your special needs. In fact, many rental car agencies with offices near the boarder with Mexico us our Mexico Rental Car Insurance as their preferred coverage.
Mexico Rental Auto Insurance is based on the same coverage as the standard Mexican Car Insurance. It provides all the same coverage you have come to expect from out Mexican Insurance. The main difference is who owns the vehicle. Your US based rental car company will want you to buy the insurance and include them as a named insured. This has two benefits, it provides you with Mexican Auto Liability Insurance so you can drive legally in Mexico and it provides you with physical damage coverage. Typically Full Mexican Insurance coverage is cheaper than the CDW the rental car agency would sell you for driving in the US! So you actually save by driving your rental car in Mexico.
Mexican Rental Car Insurance is is virtually the same as buying for your own vehicle except that you must:
List the owner of the vehicle (the rental car company) as the named insured on the policy, and
As with any "non-owned" vehicle, you must obtain a letter of permission from the rental car company to drive the vehicle in Mexico and keep a copy of this letter with you when driving in Mexico.
Towing a trailer or a 5th wheel make sure it is include on your policy, please refer to towed units and insure your trailer.
Mexican rental car insurance is customized to your needs.
Check with your rental agency, they may require "extend coverage" meaning including physical damage coverage as part of your Mexican rental car policy may be required by your rental car company, so confirm with them their Mexico Rental Car Insurance requirements.
Also, see terms & conditions for a brief explanation of the various coverages available in your Mexican policy.
Increased 3rd party liability for accidents deaths benefits in Mexico, this applies to all people, if they cause a death, so make sure to buy adequate insurance limits on your: Mexican Auto Insurance, Mexican Watercraft Insurance and Mexican Homeowners Insurance.
New easy to understand tables to compare: Standard and Deluxe Mexico Auto Insurance. Sample pricing and explanation of the mexVisit optional add-on.